May 3, 2008

quote 5-1

Filed under: Emotional, Leadership, Quotes — afreevoipworld @ 6:45 am

“You do not lead by hitting people over the head. That’s assault, not leadership.” — Dwight Eisenhower

April 13, 2008

Question 4-1

Filed under: Politics, Quality — afreevoipworld @ 10:35 am

Is this continuous push by President Bush and the neocons to widen the war to Iran a last ditch attempt to prevent the dollar from collapsing during his administration?

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Charles Lamm is a retired attorney and a lifelong scanner who recently discovered his “affliction”. You can read this and other articles – on a variety of topics, of course – on his blog at http://www.virtualjoefriday.com. His websites include http://www.clixforbrix.com and http://www.your-dating-directory.com.

April 1, 2008

Will Your Internet Business Be Destroyed?

Just a short note to drive home something that’s very important to how you do business online.

What you don’t know CAN hurt you.

You can have a very profitable website and still lose everything because you didn’t take the right steps to protect yourself.

As with the Asset Protection Iron Triangle, you have to be concerned if your online business is in your own name and vulnerable to attack. Mike takes it a step further and teaches Internet marketers how to protect their websites from being stolen or being burned in joint ventures.

Lawsuits. CyberTheft. Investigations…and worse.

Suddenly, everything you’ve worked so hard for is gone.

Now there’s a solution.

Attorney Mike Young, the Internet lawyer for many big online marketers, has written a great new how-to book called:

“Internet Marketing Legal Secrets Revealed: How Millionaires
Protect Themselves Online…And You Can Too!”

If you’re already a client of Mike’s, or have seen him speak at a seminar, you know that he provides practical solutions because he’s both an Internet lawyer AND an online marketer too. This means he’s one of us.

This book contains simple and easy steps you can take to reduce your risk of being sued or having the government come after you for breaking laws you didn’t know existed.

Mike also teaches you how to protect what you own online to prevent others from stealing your stuff and getting away with it. Just preventing one lawsuit alone will make this book the most important one you’ve read since you started doing business online.

In addition to this book being a must-read if you’re serious about doing business on the Web, Mike’s included six great bonuses so help you protect and grow your business.

The book’s foreword, written by Andy Bourland, should not be skipped. Andy describes how Mike helped him put together a new joint venture called “ClickBank University.” It will give you a flavor for what’s involved from a legal standpoint in putting together
your joint ventures the right way.

With the new year just around the corner, give yourself peace of mind like I did by getting a copy of this book by clicking here now:

http://beatdown.lawguru.hop.clickbank.net/

I recommend Mike’s book for all Internet marketers. Theft is easier on the web compared to face to face. Prevention beats trying to recover your hard work and profits from those who would steal from you.

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Charles Lamm is a retired attorney and owner of Trustee and RA Services Inc. in Coral Springs, Florida. His program - the Asset Protection Iron Triangle - can be found at: www.corp-llc-bct.com.

March 26, 2008

Identity Theft

Identity Theft

by Charles Lamm

After Hurricane Wilma struck Ft. Lauderdale in 2005, the entire county went offline. No power, no computer. No computer, no Internet. You couldn’t buy gas because the electric pumps were out. You could only buy what groceries were still on the shelf if you had cash. Credit and debit cards were rendered useless.

Things always go wrong at the worst possible time.

At the worst possible moment, hackers struck my PayPal account, overdrew my connected bank account and credit card, and left me penniless when I was most vulnerable.

As more and more crooks and cons become Internet savvy, identity theft is now the fastest growing crime in the U.S.

Identity theft falls into 4 categories:

-financial (stealing goods and services)
-criminal (fake identity when arrested)
-cloning (pretending to be someone else)
-business (using another’s business to obtain credit)

We mostly think of identity theft when a stranger uses our credit to obtain goods and services, but the others can be even more devastating. Try applying for a job after someone gave your identity when they were convicted and jailed for a felony.

Identity Theft Prevention:

1.don’t be free and easy with your Social Security number

2.don’t print your SSN on checks

3.don’t carry blank checks or credit cards you don’t need – you may not miss them when they have been stolen

4.be especially careful about giving your SSN over the phone or online

5.don’t throw away official government letters or credit card statements without shredding

6.secure your mail with a locking mailbox if necessary

7.sign new credit cards as soon as you receive them

8.do not leave credit card receipts behind at restaurants, gas stations, or stores

9.choose tough-to-figure-out logins, passwords, and PIN numbers

10.use different passwords for different accounts

11.change your PIN numbers and passwords every 90 days

12. do not carry your PIN numbers in your wallet or purse

13. change the passwords often for services like PayPal which are linked to your bank account and credit cards

14. put your phone numbers on the national Do-Not-Call Registry (1-888-382-1222 )

15. don’t give your phone number to those who don’t need it (stores – pay attention)

16. do a Google search for your own name and SSN to see what you can find out about yourself

17. choose online vendors carefully – Google before purchasing with a credit card – look for a secure site button

18. keep an eye out for shoulder surfers in public transactions

19. be wary of skimmers wherever your credit card is out of your sight (restaurants)

20. be careful with file sharing software – it can give hackers access to your computer

21. limit the amount of personal info you divulge on social networking sites

22. keep a close eye on laptops and thumb drives that contain personal information

23. review your monthly bank and credit card statements carefully, or check more often online

24. review your credit report at least once a year for suspicious activity or inquiries

25. keep a master record in a safe place with account numbers and phone numbers should your credit cards be stolen

Identity Theft Recovery:

If your personal data has been subject to identify theft, act immediately.

1.if your cards or ID were physically stolen, file a police report

2.call the big 3 credit bureaus, place a fraud alert on your credit cards, and obtain a free credit report

3.close any bank accounts and credit cards you believe have been used by identity thieves

4.dispute any charges or checks or withdrawals you have not authorized

5.contact DMV for a new drivers’ license and number if yours has been compromised

6.ask for a letter from each account resolving the dispute and verifying that the identity theft accounts have been closed

After the Hurricane Wilma hack, it took weeks to get PayPal to reverse all the charges and chase down the fraud. The paperwork at the bank seemed endless. Citibank canceled the old credit card and sent the new one out in record time.

U.S. Government statistics estimate it takes about 600 hours and $1,200 to counter identity theft and restore your good name and credit.

Prevention beats cure every time.

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Charles Lamm is dedicated to asset protection for the masses using his Asset Protection Iron Triangle program at http://www.corp-llc-bct.com . More information on prevention of and recovery from Identity Theft can be found at: http://corp-llc-bct.com/identity-theft/ . You can reach him at: asset-protection@corp-llc-bct.com .

March 23, 2008

Easter Sunday

Filed under: Politics — afreevoipworld @ 5:31 am

Time for all of us to be reborn.

Over the next couple of years, we as a nation face more difficulties than we can imagine.  If it brings us home from the worldwide quasi empire we have created with our military, great.

Taxpayer dollars should not be used to destroy other countries and then try to rebuild them in our image.

I hate to think that another son, daughter, husband, wife, father, or mother of an American will die in wars that are aggressive in nature and not defending America.

We want you back.

Charles

March 18, 2008

cha de bugre basics

Filed under: Cha de Bugre, Physical — afreevoipworld @ 6:17 pm

If my guess is correct, the next great energy booster/weight loss craze will be fueled by the small Brazilian tree known as Cha de Bugre (cha-day-boo-gray).

Other names for cha de bugre include:

- tea of bugre

- porangaba

- cordia salicifolia

- cordia ecalyculata

- cafe do mato

- cafezinho

- cafe de bugre

- cha de frade

- claraiba

- cha-de-negro-mina

- rabugem

- boid d’inde

- bois d’ine

- louro-salgueiro

- louro-mole

- bugrinho

- grao-do-porco

- coquelicot

Main uses:

- weight loss (appetite suppressant)

- mild diuretic

- reduce cellulite

- cardiotonic

- to combat herpes simplex

The small red berry - similar to a coffee bean - is a natural source of caffeine, potassium, allantoin, and allantoic acid. Cha de bugre has been used by many as a diuretic, appetite suppressant, weight loss formula, energy enhancer, and general heart tonic with no known contradictions or interactions.

Japanese studies have found a cha de bugre extract to be effective against the Herpes virus.

And some claim cha de bugre reduces cellulite, which might account for the string bikinis in Rio de Janeiro. At least I would like to think so.

Other traditional uses include:

- cough suppressant

- reduces fever

- stimulant

- wound healer

Rather than stopping your appetite completely, cha de bugre gives one the sense of being full after consuming only a small amount of food. Cha de bugre works best as an appetite suppressant if taken about an hour before meals, which you will probably find to be smaller than your usual meals.

Some dietary supplement companies combine cha de bugre with other ingredients to synergize the weight loss and enhanced energy effect. Check the label to see if green tea, guarana, ginseng, ginkgo biloba, acai, yerba mate, or other herbs have been added.

Cha de bugre is recommended around the world as an excellent energizer and appetite suppressant.

 

Disclaimer:

These statements have not been evaluated by the Food and Drug Administration. Any information or products mentioned are not intended to diagnose, treat, cure or prevent any disease. The information presented is not intended to take the place of your own physician’s advice. Discuss this information with your own physician or healthcare provider to determine what is right for you. Dietary supplements are not a substitute for prescription medication, surgery, chemotherapy, radiation therapy, or any other medical treatment. Neither these products nor the information presented here are substitutes for the care of your own physician.

 

Charles Lamm is a retired attorney looking for a better way to drop that last ten pounds of stubborn baby boomer weight. His articles and posts on Cha de Bugre can be found at http://www.getcdb.com, and on other subjects at Bookmark to:

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March 14, 2008

One Minute Asset Protection Seminar

Filed under: Asset Protection, Asset Protection Iron Triangle, Financial, beneficiary controlled trust — afreevoipworld @ 12:16 pm

View the video by clicking here.

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If I am a creditor, judgment lien holder, ex-spouse, or an IRS agent coming to take your stuff, and you own it outright in your own name, you really don’t own it anymore.

I do. You just don’t know it yet.

How do you protect your house, property, cars, boats, vacation homes, stocks, bonds, and cash from all of the predators out there? How do you protect yourself from me?

The key is control, not ownership.

You don’t have to go offshore. You don’t need a prenup. And you certainly don’t need some untested, unproven tax dodge that sets off IRS red flags.

All you need is a no-asset C corporation, a manager-managed limited liability company, and a beneficiary controlled trust – all specially designed to work together for maximum asset protection.

Find out more at:

www.corp-llc-bct.com

Before the predators come stalking.

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Charles Lamm is the distribution trustee for Beneficiary Controlled Trusts. Discover the Asset Protection Iron Triangle on his site at